AI due diligence · Private credit

Know your deal.
Before you commit.

NovaFi turns deal documents into structured risk analysis, covenant stress tests, and credit committee summaries: in minutes, not days.

Trusted by private credit analysts at UK boutique funds
Meridian Group plc, Risk analysis
Net leverage
4.2x
Covenant: 4.0x ⚠
Interest cover
3.1x
Covenant: 2.0x ✓
Cash runway
4.2 mo
Recommended: 6 mo
EBITDA margin
19%
Sector: 16% ✓
⚠ Leverage covenant breach flagged, action required before drawdown
What NovaFi does
01
Document intelligence
Upload any format: PDF, Excel, Word. NovaFi reads every file, extracts all financial data, and flags exactly what's missing and why it matters.
02
Risk analysis
Six key metrics benchmarked against sector data. Covenant compliance checked automatically. Breach flagged before you sign.
03
Covenant stress test
Model revenue decline in real time across three scenarios. See the exact percentage at which each covenant breaches. No Excel required.
04
Credit committee output
Full CC summary with transaction overview, investment rationale, key risks, and numbered approval conditions; generated from your documents.
05
AML / KYC checklist
Structured compliance checklist aligned with UK Money Laundering Regulations 2017. Creates an audit trail for every deal.
06
Portfolio monitoring
Live pipeline with covenant headroom, loan maturity tracking, and automated notifications when deals need attention.
What private credit teams say

"Cut our pre-committee prep from a full day to under two hours. The stress test alone saves my analysts hours every deal."

JH
James H.
Head of Credit, boutique direct lending fund

"We used to chase documents for days. Now we know within 30 seconds what's missing and what to request."

SR
Sarah R.
Deal analyst, family office direct lending

Ready to run your first deal?

We offer free pilots, upload a real deal pack and see the analysis on your own documents before committing to anything.

Or email us at rayan@novafi.co.uk
Client login rayan@novafi.co.uk

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Pipeline › New deal
Upload deal documents

Drop the deal folder and NovaFi does the rest, company name, financials, risk analysis and credit committee summary are all extracted automatically.

⚠ No API key set. Click "⚙ API Key" in the top right first.
✦ NovaFi reads every document and automatically identifies the company, loan details, financials and risks. You don't need to fill in anything; just upload.
PDF
Excel
Word
PowerPoint
Any format
📂

Drop your deal folder here

or click to browse files

PDF · Excel · Word · PowerPoint; all formats accepted

Analysing deal documents

NovaFi is reading every file and extracting all deal information automatically.

Reading uploaded documents
Identifying company and deal terms
Extracting and benchmarking financials
Checking covenant compliance
Generating credit committee summary
Pipeline ›